MaximizeEveryPurchase,Automatically
One card. All your credit cards. Kard intelligently routes every payment to the card that earns you the most rewards—accounting for bonuses, promotions, and your personal rules.
Smarter Payments, Better Rewards
Kard does the work so you don't have to think twice about maximizing your rewards.
Smart Payment Routing
Every transaction is automatically routed to the credit card that yields the highest rewards. One physical card, unlimited optimization.
Rewards Optimizer
We track issuer promotions, category bonuses, rotating rewards, and your personal spending rules to ensure maximum points on every purchase.
Financial Command Center
Track subscriptions, manage budgets, monitor spending trends, and receive alerts for upcoming bills or unusual charges—all in one place.
How It Works
Maximum rewards, minimal effort.
Getting started with Kard is simple. Maximum rewards in three steps.
Connect Your Cards
Securely link all your credit cards to Kard in seconds.
Use One Kard
Tap your physical or digital Kard for every purchase, everywhere.
Earn Maximum Rewards
Kard automatically routes each transaction to the card that earns the most.
Contact Us
We're here to help.
Have questions about Kard or want to partner with us? Reach out anytime— we typically respond within one business day.
Join the Waitlist
Be among the first to experience the future of rewards optimization.